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Microservice Layer

Axon API: Roll Your Own Experiences

Composable microservices and integration-friendly endpoints. Build custom experiences with the same infrastructure powering Wallet and Nuron.

Quick Start
curl -X POST https://api.banksocial.io/v1/payments \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"amount": 100.00, "currency": "USD"}'

Composable Product APIs

RESTful APIs for all four BankSocial products—pick what you need, integrate how you want

Prospera API

Investment & Digital Assets Microservices

  • /brokerage - Trading, orders, positions
  • /crypto - Digital asset custody & transfers
  • /portfolios - Real-time portfolio tracking
  • /market-data - Quotes, charts, research

Remint API

Payments Hub Microservices

  • /transfers - ACH, wire, RTP, FedNow
  • /stablecoins - USDC, USDT operations
  • /tokenization - Card tokenization services
  • /bill-pay - Payee management & scheduling

Secura API

Fraud Protection Microservices

  • /fraud-detection - Real-time risk scoring
  • /disputes - Case management & resolution
  • /chargebacks - Automated processing
  • /recovery - Fund recovery workflows

Verifiied API

Identity & Onboarding Microservices

  • /kyc - Identity verification & KYC/AML
  • /portable-identity - Reusable credentials
  • /accounts - Account opening workflows
  • /documents - Document collection & storage
Developer Tools

Everything You Need to Build

SDKs, webhooks, sandbox environments, and comprehensive documentation

Official SDKs

Client libraries for Node.js, Python, Ruby, Go, Java, and .NET

Node.jsPythonRuby

Webhooks & Events

Real-time notifications for transactions, account changes, fraud alerts

POST /webhooks/register

Sandbox Environment

Full-featured test environment with mock data and simulated transactions

sandbox.banksocial.io

Interactive Docs

Try API calls directly in the docs with live examples and responses

docs.banksocial.io

OIDC Authentication

OIDC with backwards compatibility to SSO, OAuth 2.0, SAML, and scoped API keys

Bearer Token Auth

Generous Rate Limits

10,000 requests/hour standard, custom limits for enterprise

X-RateLimit headers
Proprietary Infrastructure

CoreTalk: Zero-Dependency Core Integration

Our proprietary core abstraction layer enables direct connections to any core system without expensive third-party middleware or latency penalties.

Why CoreTalk Matters

Eliminate Middleware Costs

No more paying expensive per-transaction fees to third-party core abstraction providers

Sub-100ms Latency

Direct core connections eliminate hops and reduce latency by up to 80%

Universal Core Support

Works with Symitar, Jack Henry, FIS, Fiserv, and any other core system

Third-Party Friendly

Connect any third-party system to your core through CoreTalk's API

Technical Advantages

Real-Time Processing

Synchronous API calls with immediate core responses—no queue delays or batch processing

Bank-Grade Security

End-to-end encryption, audit trails, and compliance with all financial regulations

Developer Friendly

Simple REST API abstracts core complexity—your developers never touch core-specific code

Multi-Core Support

Manage multiple cores from a single API—perfect for credit union service organizations

CoreTalk in Action

Make core operations through simple API calls. CoreTalk handles the translation and execution:

// Account balance inquiry - works with any core
POST /v1/core/accounts/balance
{
  "account_number": "123456",
  "member_id": "789012"
}

// CoreTalk translates and executes on your core
// Returns standardized response in milliseconds
{
  "available_balance": 1234.56,
  "current_balance": 1534.56,
  "currency": "USD",
  "response_time_ms": 87
}

Included with Axon API

CoreTalk is included with every Axon API integration at no additional cost. Own your core connection layer and eliminate recurring middleware fees forever.

✓ Zero Middleware Fees
✓ Direct Core Access
✓ Any Core Supported

Flexible Integration Patterns

Build exactly what you need—integrate one product, all products, or anything in between

Microservice Architecture

Pick and choose individual services. Use only what you need without overhead.

RESTful & GraphQL

Standard REST endpoints plus GraphQL for complex queries and efficient data fetching.

Event-Driven

Subscribe to webhooks for real-time updates. Build reactive, event-driven applications.

Powered by Substrate

Governed Intelligence via API

Axon exposes Substrate's side core and governed intelligence through composable API endpoints. Query your institution's private knowledge graph, invoke AI agents, and embed tokenized deposit and digital asset capabilities into any system—all powered by Substrate's multi-cloud infrastructure.

Start Building Today

Get API credentials and start integrating BankSocial products into your custom experiences