Instant identity verification and account opening with portable digital identity for seamless onboarding across your entire ecosystem
Flexible identity verification options to meet your consumers where they are
Scan driver's licenses, passports, and state IDs with automated data extraction
Live selfie verification with liveness detection to prevent spoofing attacks
Cross-reference against national databases including SSN, credit bureaus, and watchlists
Dynamic questions based on credit history and public records for additional verification
OTP codes via SMS and email to confirm contact information ownership
Validate residential addresses against USPS and utility records
Our streamlined onboarding process requires minimal typing. Consumers simply snap a selfie, scan their ID, and they're verified—no lengthy forms or complicated processes.
OCR technology extracts data from ID—name, address, DOB automatically populated
Real-time checks against government databases and watchlists
Designed for smartphone cameras with guided capture experience
Fund new accounts instantly using traditional payment rails or digital assets— consumers can start transacting the moment their account is opened
Connect external bank accounts and fund instantly via ACH, debit card, wire transfer, or RTP/FedNow for real-time deposits
Link external bank account via Plaid for same-day or next-day funding
Instant deposits using debit cards—funds available immediately
RTP and FedNow for instant, irrevocable transfers 24/7/365
Domestic and international wires for large initial deposits
Fund accounts with cryptocurrency or stablecoins via on-chain deposits— instant conversion to USD or hold in crypto wallets
USDC, USDT, rUSD, and other stablecoins—instant 1:1 USD conversion
Bitcoin, Ethereum, and major cryptos—auto-convert to USD or hold in wallet
Accept deposits from Ethereum, Polygon, Solana, Hedera, and more
Instant blockchain confirmation and settlement tracking
Consumers start transacting immediately—no waiting period for account funding
Multiple funding methods meet consumers where they are—traditional or digital
Instant funding increases account activation rates by removing barriers
With Verifiied's instant funding options, consumers go from identity verification to active banking in under 2 minutes—the fastest onboarding experience in financial services.
Intelligent document scanning with Optical Character Recognition (OCR) and Machine Readable Zone (MRZ) technology to extract data instantly, minimize typing, and detect fraudulent documents
Extracts text from the front of driver's licenses, passports, and state IDs. Auto-fills name, address, date of birth, and other critical data with 99.8% accuracy.
Scans the 2-3 line code at the bottom of passports and some IDs. This encoded data provides secure verification and is nearly impossible to forge.
Advanced algorithms analyze document security features, detect photo substitutions, identify altered text, and flag counterfeit IDs in real-time.
Consumer snaps a photo of their driver's license or passport using their phone camera
Live selfie compared to ID photo to verify identity and detect spoofing attempts
All extracted data automatically populates the account application—zero typing required
Total Time: <30 seconds
vs. 10+ minutes manual entry
Account opening time reduced from 10+ minutes to under 30 seconds
Near-perfect data extraction eliminates typos and application errors
Advanced security features block 95% of fake IDs before account creation
Biometric authentication and facial recognition for seamless, secure access
Advanced biometric authentication for secure access to sensitive operations
Secure login using facial biometrics with liveness detection
Require biometric confirmation for high-value transactions
Biometric gate for sensitive setting changes and beneficiary updates
Adaptive security requiring biometrics for suspicious activity
Additional security with facial recognition at the ATM
Card + facial recognition for enhanced ATM security
Prevents unauthorized use even if card is stolen
Advanced anti-spoofing prevents photo/video attacks
Extra layer of security for high-value withdrawals
Streamlined KYC and onboarding flows tailored for consumer, business, and youth accounts
Personal checking, savings, and money market accounts with instant verification
Commercial accounts with enhanced due diligence and beneficial owner verification
Minor accounts with custodial parent/guardian verification and age-appropriate controls
Once verified, consumers can use their digital identity to instantly open new accounts across all your products—Wallet, Prospera, Remint—without re-verifying every time.
Complete KYC once, use it across all products forever
Add new accounts in seconds with verified identity
Frictionless onboarding increases adoption and satisfaction
Government ID + Facial Recognition
January 13, 2026
KYC/AML Compliant
All BankSocial products work together seamlessly to create a complete financial services platform for your institution
Wealth creation platform for stocks, crypto, and digital assets management
Payment orchestration for real-time, international, and emerging payment rails
Fraud protection and hardened wallet infrastructure with enterprise-grade security
Streamlined onboarding and account opening with identity verification
All BankSocial® products are designed to work together seamlessly, giving your financial institution a complete, integrated solution for payments, security, wealth management, and customer onboarding. Deploy individually or as a complete suite.
Reduce friction, increase conversions, and deliver instant account opening experiences with Verifiied
